We have been working Dave Ramsey’s baby steps for almost 2 years now. When we first started, we had $45,000 in debt and we were making $30,000 a year. We had more debt than income!!
Since then we’ve paid off $33,000 in debt!! Holy man! That’s crazy! Persistence, communication, strict budgets and focus is the key.
Now we have $12,000 in debt and make about $45,000 a year. We are working our way out! We hope to be debt free next year! We are starting to feel the blessings of financial peace. We only have a few hundred dollars on a medical bill. Then it’s just student loans. We are so close!!
Please ask if you have questions regarding this topic! My husband and I have been through a lot and we’ve done a lot of stupid things with money. Luckily, with Dave’s help we have redeemed ourselves. You can private message me on my Facebook page if you have questions.
Thanks for reading.